We are a financial institution that creates new opportunity and growth in small to mid size companies by freeing up working capital that is confined by 30, 45, 60, and even 90 day payment terms.
Yes, we have our California Commercial Lender’s License and we pride ourselves on our security and professionalism.
There is a clear-cut need for working capital among construction contractors. These are labor intensive businesses with weekly payroll demands, yet their receivables can drag beyond thirty and sixty days. With the threat of mechanics liens or contract default due to job interruption, stretching payables with sub-contractors or suppliers is not a viable option. Our typical client is a sub-contractor who was forced to turn away lucrative opportunities due to concerns about managing the burden of carrying the receivables.